A retirement park is a group of park model homes and/or RVs...they offer activities,amenities and security for retirees...not found in a traditional neighborhood.
I live in Arizona and there are tons of these parks...especially in the Phoenix suburbs of Mesa and Apache Junction.
They run the gamut in price...you could spend up to $150,000 or as little as $15,000 for your home...do not expect much land...these parks put lots of people into small tracts of land.
There is strength in numbers...many amenities when spread over a thousand people or more are very cheap...some have golf courses, woodshops, craft rooms, and swimming pools.
Think of life on a cruise ship...if you want you can be busy from 6AM to midnight...or you can grab a lounge chair, sit by the pool, read a book, have a drink...it is your choice.
That is the beauty of these parks...you want to be busy, you can...you want to relax, you can relax...you are in control.
When looking at parks and trying to decide on what works for you...pay attention to how the park is administered. Are there assesments for capital improvements...do the homeowners "own" the property...if managed by a firm, check out similar properties that they manage.
Most importantly...ask questions of current residents, their likes and dislikes. Do not wait until after you have closed to discover that the residents are in revolt over the new park rules and regulations...do your homework.
The monthly fees, which are assessed year round, can range from $250 to $750. Check what services are included in this fee...look around is the park neat?, is the park secure?, is the office staff cheerful and helpful?
Before you decide to work longer thinking you cannot afford to retire...check out parks for retirees...you may be pleasantly surprised.