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Frugal Retiring News, Issue 83, April 2017
April 10, 2017

Surprise I'm Back

To quote Mark Twain… Reports of my demise have been greatly exaggerated… It's been since last May that I put out a newsletter.

It started with the difficulty in getting on the Internet while we were in Oregon for the summer, and are returning to this summer.

The RV park that we lease a spot from has very poor Wi-Fi and we have to go to the library for our Internet access.

Since our return to Arizona, I really don't have much of an excuse, maybe the election had an impact, for not putting out a letter…mea culpa

Frugal Living Tip number One

This past summer, staying in our RV for five months only reinforces the basic premise of frugal retirement… If you really want to retire there are inexpensive ways of doing so.

Life in the RV was very comfortable, we wanted for very little and thoroughly enjoyed ourselves.

You too can live in small spaces, without the comforts you enjoy in your home and enjoy yourself immensely… We sure did… It reminds us of the eight wonderful years that we spent afloat... typical day on a boat

Frugal living tip number two

I have great news for those wanting to save money on their health insurance… A major expense for all of us.

The company we have both used for now almost 20 years, will now allow people 65 and over to compare Medicare, Medicare Advantage plans… all without giving up your phone number.

I take great pains to protect my privacy and do not like to give out my phone number especially to a commission salesperson.

For those of us 65 and older the federal government thinks that we are too stupid to compare plans on our own… and require help from a salesperson that is commission driven. You now can compare plans without divulging your phone number.

If you are 65 or over before you click the link below, please realize that there is a trick that you must employ.

When the Main Screen appears DO NOT click on Medicare... If you do it will take you to a screen that will ask for your phone number.

Instead click on individual health plan... And fill in your name gender and your birthdate… Then ignore clicking on the picture of the local salesperson that appears and you will have access to comparing the Medicare plans available to you in your state.

Happy shopping, I know you can make the right decision all by yourself.

Instant Health Insurance Quotes

Frugal living tip number three

Why am I paranoid about things like revealing your home phone?

I would caution you to be very careful about social media, as it pertains to identity theft...I have not used Facebook for now over three years… Have never tweeted, etc.

The more exposure that you have online the bigger target you become for highly advanced computer hackers.

I find it much better to keep your online exposure to an absolute minimum.

If you are listening to the news you realize that the major online companies can literally read your mind just by monitoring what you put in your emails and other online communications.

Just a word to the wise… Avoiding identity theft could literally save you thousands.

Frugal living tip number four

This is where you will find me… My favorite tapa bar in Madrid, after we finish

our transatlantic trip I hope I will not resemble the Michelin man when I get off the ship, but cruising is one of Julie and I's favorite ways to vacation. Some people cannot stand all the days at sea, but we thrive on them, the days get into a rhythm and you totally relax, my Kindle is full of my favorite authors John Grisham John Sandford and Nelson DeMille.

The Energizer Bunny that I have been married to for 42 years will be forced to relax and that is a good thing.

We discovered Madrid last year and are staying at the same apartment that we rented then… It is a great location convenient to public transportation, tourist sites and many bars where we can watch the Madrid Real football team (soccer to us Yankees) play on Sunday afternoon.

Frugal Living tip number five

This site is supported by the advertisers that appear on site… If you appreciate this newsletter the use of tools like Ad Blocker... Make it very difficult for me to justify taking the time to write these epistles.

So if you use such revenue killing, at least to me, add-ons when you visit the site I would appreciate you turn it off and see what my advertisers have to offer you.

Thanking you in advance.

The money I make offsets some of the very few negative responses I receive from readers, especially on political matters.

Until next time

All the best.

God Bless,

Gary and Julie

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