Shop online...before it's too late

Frugal retirement living is all about saving money... and one of the best ways is to shop online .

However, one of the big advantages of shopping online is no sales tax... it could not last forever, and you should be prepared for the fact that eight states now collect sales tax from Amazon.com.

More states are sure to follow, my state of Arizona announced last week that it would begin collecting sales tax from Amazon in 2013.

It is only a matter of time before avoiding paying sales tax by shopping online will be a fond memory.

I bought my Kindle paper white reader last week, I'll pay no sales tax... due to high demand it will not be shipped until just before Christmas... if you want one, I would suggest you not hesitate.

Because of online shopping, around 10% of all sales are made online, stores such as Ultimate Electronics have been forced out of business... this trend will not stop anytime soon.

Shop online point number one

Every time you see a brick-and-mortar store, such as the above, the owner of that store is paying rent, paying utilities, property tax and employing enough people to handle the questions of customers.

Shop online, and you eliminate much of those costs, despite the fact that Amazon operates a 400,000 ft. distribution center in the Phoenix area.

It requires a lot less employees to process orders online than it does in a brick-and-mortar store.

Stores such as Costco keep their prices down by not offering a lot of help to customers... if you are at Costco member, we are and recommend that you join as well, you know going in that you're not going to get a tremendous amount of handholding to help you in selecting a product.

Incidentally, you can shop online at Costco as well... but you'll pay sales tax if there is even one Costco store in your state.

Shop online point number two

The first thing that my family does when we are looking for a product or service is to do our research online... nowhere else can you get the information, product comparisons, all without spending any time or gasoline in going to a retail store.

That is just common sense, and I hope that you make your computer the first stop when you are doing research , it is a no-brainer when it comes to saving money.

Shop online point number three

With the exception of buying a car , where you waste thousands of dollars by going to a car dealership... if you are undecided on what you want, then I would go to a bricks and mortar store, check out what's available, ask a few questions, but then I would do my purchasing online.

There is no sense trying to fool the salespeople when you are writing down prices and product numbers... they know you'll be going online in order to get the best deal... so be it.

Thanks for reading shop online