Stop and think about the following items and how they may be affecting your ability to save for retirement.
Now let's take the same parameters from a retirement aspect...
Can you see how maintaining appearances at work, and with your peer group, costs a lot of money.
Go back and look over your expenses that you incur from the first list... you may want to sit down first.
Now compare how much you can save by adhering to living by the second list...
Now think about you trading your young energetic years for a shorter retirement when you're older.
Would not you rather be enjoying yourself like this fellow... or lady.
The entire cost of his fishing equipment could equal the cost of one suit of clothes... or one family vacation to Hawaii
He or she can use this equipment every day they so choose.