When we first retired 16 years ago we took downsizing to the extreme. You can do this...
We went from a 1,800 square foot, two story home...to a 35 foot sailboat with curved walls...about 50 square feet of stand up space.
It was easy...you have no idea how your stuff can control you and the wasted space that is in your home.
If your home has a formal dining or living room...when is the last time you used it?
Does your garage contain corners that you are afraid to stick your hands in?
Moving from a house to a condo or a cottage will cost you less and should make your retirement planning more flexible... Condos and cottages are everywhere.
Further assuming you can take the equity in your house you may be able to purchase a smaller place for cash... Assuming anyone has any equity in their house anymore.
You use certain places in your home every day...your bed , your favorite chair, the bathroom, and part of the kitchen.
Folks, the above is what you need...look at anything added on as non-essential.
Retrace your steps in a typical day...see how little of your house you use everyday?
With this perspective look at...
Moving to a sailboat is drastic downsizing...how is moving from a 2,000 square foot house to a 1,000 square foot cottage or condominium such a daunting task to some.
It should not be that difficult...and downsizing for retirement will greatly expand your options from a budget and location standpoint.
You being in control is a good thing...embrace living in a smaller space.